FIRST UNITED BANK

DIMMITT, TX | Large | Est. March 7, 1907, midnight | FDIC #12769 | RSSD #578255 | FDIC
Latest Report: 2025-12-31

FIRST UNITED BANK is aln large FDIC-insured commercial bank headquartered in DIMMITT, TX, established in March 7, 1907, midnight. As of 2025-12-31, the bank reported total assets of $2.5B and total deposits of $2.2B. Profitability stands at 1.91% ROA and 19.48% ROE, with a net interest margin of 4.06%. The bank's CET1 capital ratio is 15.56%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.72% and a Texas Ratio of 11.34%. FDIC Certificate #12769.

Assets

$2.5B

Deposits

$2.2B

Loans

$1.5B

Equity

$246M

Profitability

Return on Assets (ROA) 1.91%
Return on Equity (ROE) 19.48%
Net Interest Margin (NIM) 4.06%
Yield on Assets 6.06%
Cost of Funds 2.17%

Asset Quality

NPL Ratio 0.72%
Net Charge-Off Ratio 0.03%
Texas Ratio 11.34%
NPA Ratio 1.23%
ACL / Loans 1.35%

Capital & Liquidity

CET1 Ratio 15.56%
Tier 1 Capital 15.56%
Total Capital Ratio 16.78%
Leverage Ratio 10.89%
Loan-to-Deposit 68.59%

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