GS&L MUNICIPAL BANK is an FDIC-insured commercial bank headquartered in GOUVERNEUR, NY, established in Sept. 16, 2022, midnight. As of 2025-12-31, the bank reported total assets of $39M and total deposits of $24M. Profitability stands at 2.01% ROA and 5.07% ROE, with a net interest margin of 3.03%. CET1 capital ratio: 82.95%, well above regulatory minimums. Operates 4 domestic branches.
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