BLC COMMUNITY BANK

LITTLE CHUTE, WI | Small | Est. Dec. 6, 1906, midnight | FDIC #11608 | RSSD #578741 | FDIC
Latest Report: 2025-12-31

BLC COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in LITTLE CHUTE, WI, established in Dec. 6, 1906, midnight. As of 2025-12-31, the bank reported total assets of $471M and total deposits of $386M. Profitability stands at 1.26% ROA and 14.32% ROE, with a net interest margin of 3.03%. The bank's CET1 capital ratio is 11.54%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.35% and a Texas Ratio of 2.94%. FDIC Certificate #11608.

Assets

$471M

Deposits

$386M

Loans

$384M

Equity

$42M

Profitability

Return on Assets (ROA) 1.26%
Return on Equity (ROE) 14.32%
Net Interest Margin (NIM) 3.03%
Yield on Assets 5.89%
Cost of Funds 2.90%

Asset Quality

NPL Ratio 0.35%
Net Charge-Off Ratio --
Texas Ratio 2.94%
NPA Ratio 0.28%
ACL / Loans 0.97%

Capital & Liquidity

CET1 Ratio 11.54%
Tier 1 Capital 11.54%
Total Capital Ratio 12.55%
Leverage Ratio 9.69%
Loan-to-Deposit 99.35%

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