BANK IRVINE

IRVINE, CA | Small | Est. Oct. 18, 2022, midnight | FDIC #59296 | RSSD #5788705 | FDIC
Latest Report: 2025-12-31

BANK IRVINE is asn small FDIC-insured commercial bank headquartered in IRVINE, CA, established in Oct. 18, 2022, midnight. As of 2025-12-31, the bank reported total assets of $286M and total deposits of $217M. Profitability stands at 0.70% ROA and 2.74% ROE, with a net interest margin of 3.88%. The bank's CET1 capital ratio is 23.88%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #59296.

Assets

$286M

Deposits

$217M

Loans

$219M

Equity

$68M

Profitability

Return on Assets (ROA) 0.70%
Return on Equity (ROE) 2.74%
Net Interest Margin (NIM) 3.88%
Yield on Assets 6.57%
Cost of Funds 3.34%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.19%

Capital & Liquidity

CET1 Ratio 23.88%
Tier 1 Capital 23.88%
Total Capital Ratio 25.07%
Leverage Ratio 25.96%
Loan-to-Deposit 101.14%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required