COMMUNITY FIRST BANK, NATIONAL ASSOCIATION

FOREST, OH | Micro | Est. Oct. 4, 1904, midnight | FDIC #6584 | RSSD #579319 | OCC
Latest Report: 2025-12-31

COMMUNITY FIRST BANK, NATIONAL ASSOCIATION is amn micro FDIC-insured commercial bank headquartered in FOREST, OH, established in Oct. 4, 1904, midnight. As of 2025-12-31, the bank reported total assets of $55M and total deposits of $50M. Profitability stands at 0.44% ROA and 5.02% ROE, with a net interest margin of 3.71%. The bank's CET1 capital ratio is 19.49%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #6584.

Assets

$55M

Deposits

$50M

Loans

$32M

Equity

$5M

Profitability

Return on Assets (ROA) 0.44%
Return on Equity (ROE) 5.02%
Net Interest Margin (NIM) 3.71%
Yield on Assets 4.40%
Cost of Funds 0.99%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.53%

Capital & Liquidity

CET1 Ratio 19.49%
Tier 1 Capital 19.49%
Total Capital Ratio 20.11%
Leverage Ratio 9.25%
Loan-to-Deposit 62.97%

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