BanksCOMMUNITY FIRST BANK, NATIONAL ASSOCIATION

COMMUNITY FIRST BANK, NATIONAL ASSOCIATION

FOREST, OHMicroEst. Oct. 4, 1904, midnightFDIC #6584RSSD #579319OCC
Latest · 2025-12-31

COMMUNITY FIRST BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in FOREST, OH, established in Oct. 4, 1904, midnight. As of 2025-12-31, the bank reported total assets of $55M and total deposits of $50M. Profitability stands at 0.44% ROA and 5.02% ROE, with a net interest margin of 3.71%. CET1 capital ratio: 19.49%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 3 domestic branches.

Assets
$55M
Deposits
$50M
Loans
$32M
Equity
$5M

Profitability

Return on Assets (ROA)0.44%
Return on Equity (ROE)5.02%
Net Interest Margin3.71%
Yield on Assets4.40%
Cost of Funds0.70%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.53%

Capital & Liquidity

CET1 Ratio19.49%
Tier 1 Capital19.49%
Total Capital Ratio20.11%
Leverage Ratio9.25%
Loan-to-Deposit62.97%

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