TEXAS CHAMPION BANK

CORPUS CHRISTI, TX | Small | Est. Aug. 12, 1912, midnight | FDIC #11159 | RSSD #579364 | FDIC
Latest Report: 2025-12-31

TEXAS CHAMPION BANK is asn small FDIC-insured commercial bank headquartered in CORPUS CHRISTI, TX, established in Aug. 12, 1912, midnight. As of 2025-12-31, the bank reported total assets of $453M and total deposits of $346M. Profitability stands at 0.80% ROA and 7.55% ROE, with a net interest margin of 4.59%. The bank's CET1 capital ratio is 9.70%. Asset quality metrics show a non-performing loan ratio of 0.52% and a Texas Ratio of 5.17%. FDIC Certificate #11159.

Assets

$453M

Deposits

$346M

Loans

$340M

Equity

$48M

Profitability

Return on Assets (ROA) 0.80%
Return on Equity (ROE) 7.55%
Net Interest Margin (NIM) 4.59%
Yield on Assets 6.51%
Cost of Funds 2.00%

Asset Quality

NPL Ratio 0.52%
Net Charge-Off Ratio 0.03%
Texas Ratio 5.17%
NPA Ratio 0.59%
ACL / Loans 1.23%

Capital & Liquidity

CET1 Ratio 9.70%
Tier 1 Capital 9.70%
Total Capital Ratio 10.18%
Leverage Ratio 10.26%
Loan-to-Deposit 98.16%

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