ICON BUSINESS BANK

RIVERSIDE, CA | Small | Est. Aug. 22, 2023, midnight | FDIC #59314 | RSSD #5805228 | FDIC
Latest Report: 2025-12-31

ICON BUSINESS BANK is asn small FDIC-insured commercial bank headquartered in RIVERSIDE, CA, established in Aug. 22, 2023, midnight. As of 2025-12-31, the bank reported total assets of $147M and total deposits of $126M. Profitability stands at -0.89% ROA and -10.85% ROE, with a net interest margin of 4.53%. The bank's CET1 capital ratio is 8.45%. Asset quality metrics show a non-performing loan ratio of 0.12% and a Texas Ratio of 0.98%. FDIC Certificate #59314.

Assets

$147M

Deposits

$126M

Loans

$118M

Equity

$13M

Profitability

Return on Assets (ROA) -0.89%
Return on Equity (ROE) -10.85%
Net Interest Margin (NIM) 4.53%
Yield on Assets 7.56%
Cost of Funds 3.07%

Asset Quality

NPL Ratio 0.12%
Net Charge-Off Ratio 0.40%
Texas Ratio 0.98%
NPA Ratio 0.09%
ACL / Loans 1.25%

Capital & Liquidity

CET1 Ratio 8.45%
Tier 1 Capital 8.45%
Total Capital Ratio 8.87%
Leverage Ratio 8.10%
Loan-to-Deposit 94.29%

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