BANK OF LUXEMBURG

LUXEMBURG, WI | Medium | Est. Oct. 3, 1903, midnight | FDIC #13264 | RSSD #580548 | FDIC
Latest Report: 2025-12-31

BANK OF LUXEMBURG is amn medium FDIC-insured commercial bank headquartered in LUXEMBURG, WI, established in Oct. 3, 1903, midnight. As of 2025-12-31, the bank reported total assets of $716M and total deposits of $623M. Profitability stands at 1.49% ROA and 18.66% ROE, with a net interest margin of 3.97%. The bank's CET1 capital ratio is 11.33%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 0.33%. FDIC Certificate #13264.

Assets

$716M

Deposits

$623M

Loans

$539M

Equity

$58M

Profitability

Return on Assets (ROA) 1.49%
Return on Equity (ROE) 18.66%
Net Interest Margin (NIM) 3.97%
Yield on Assets 6.02%
Cost of Funds 2.06%

Asset Quality

NPL Ratio 0.04%
Net Charge-Off Ratio 0.20%
Texas Ratio 0.33%
NPA Ratio 0.03%
ACL / Loans 0.80%

Capital & Liquidity

CET1 Ratio 11.33%
Tier 1 Capital 11.33%
Total Capital Ratio 12.07%
Leverage Ratio 9.31%
Loan-to-Deposit 86.45%

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