BanksNOVA BANK

NOVA BANK

HUNTSVILLE, ALMicroEst. Jan. 26, 2024, midnightFDIC #59326RSSD #5807400FDIC
Latest · 2025-12-31

NOVA BANK is an FDIC-insured commercial bank headquartered in HUNTSVILLE, AL, established in Jan. 26, 2024, midnight. As of 2025-12-31, the bank reported total assets of $89M and total deposits of $64M. Profitability stands at 0.61% ROA and 2.20% ROE, with a net interest margin of 5.25%. CET1 capital ratio: 27.50%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$89M
Deposits
$64M
Loans
$66M
Equity
$25M

Profitability

Return on Assets (ROA)0.61%
Return on Equity (ROE)2.20%
Net Interest Margin5.25%
Yield on Assets8.30%
Cost of Funds3.94%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.02%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.28%

Capital & Liquidity

CET1 Ratio27.50%
Tier 1 Capital27.50%
Total Capital Ratio28.88%
Leverage Ratio27.65%
Loan-to-Deposit102.28%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required