LEWISBURG BANKING COMPANY

LEWISBURG, KY | Small | Est. Feb. 10, 1894, midnight | FDIC #297 | RSSD #580847 | FED
Latest Report: 2025-12-31

LEWISBURG BANKING COMPANY is asn small FDIC-insured commercial bank headquartered in LEWISBURG, KY, established in Feb. 10, 1894, midnight. As of 2025-12-31, the bank reported total assets of $223M and total deposits of $178M. Profitability stands at 1.45% ROA and 17.60% ROE, with a net interest margin of 4.34%. The bank's CET1 capital ratio is 8.52%. Asset quality metrics show a non-performing loan ratio of 0.39% and a Texas Ratio of 3.42%. FDIC Certificate #297.

Assets

$223M

Deposits

$178M

Loans

$161M

Equity

$19M

Profitability

Return on Assets (ROA) 1.45%
Return on Equity (ROE) 17.60%
Net Interest Margin (NIM) 4.34%
Yield on Assets 5.97%
Cost of Funds 1.83%

Asset Quality

NPL Ratio 0.39%
Net Charge-Off Ratio 0.06%
Texas Ratio 3.42%
NPA Ratio 0.32%
ACL / Loans 1.07%

Capital & Liquidity

CET1 Ratio 8.52%
Tier 1 Capital 8.52%
Total Capital Ratio 8.95%
Leverage Ratio 9.47%
Loan-to-Deposit 90.50%

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