BRATTLEBORO SAVINGS & LOAN ASSOCIATION

BRATTLEBORO, VT | Small | Est. Jan. 1, 1912, midnight | FDIC #28837 | RSSD #580874 | FED
Latest Report: 2025-12-31

BRATTLEBORO SAVINGS & LOAN ASSOCIATION is asn small FDIC-insured commercial bank headquartered in BRATTLEBORO, VT, established in Jan. 1, 1912, midnight. As of 2025-12-31, the bank reported total assets of $285M and total deposits of $252M. Profitability stands at 0.54% ROA and 5.28% ROE, with a net interest margin of 4.38%. The bank's CET1 capital ratio is 16.35%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.37%. FDIC Certificate #28837.

Assets

$285M

Deposits

$252M

Loans

$215M

Equity

$29M

Profitability

Return on Assets (ROA) 0.54%
Return on Equity (ROE) 5.28%
Net Interest Margin (NIM) 4.38%
Yield on Assets 5.57%
Cost of Funds 1.23%

Asset Quality

NPL Ratio 0.05%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.37%
NPA Ratio 0.04%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 16.35%
Tier 1 Capital 16.35%
Total Capital Ratio 17.60%
Leverage Ratio 10.17%
Loan-to-Deposit 85.36%

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