STATE NEBRASKA BANK &TRUST

WAYNE, NE | Small | Est. Jan. 1, 1892, midnight | FDIC #5490 | RSSD #581358 | FDIC
Latest Report: 2025-12-31

STATE NEBRASKA BANK &TRUST is asn small FDIC-insured commercial bank headquartered in WAYNE, NE, established in Jan. 1, 1892, midnight. As of 2025-12-31, the bank reported total assets of $250M and total deposits of $203M. Profitability stands at 0.76% ROA and 8.50% ROE, with a net interest margin of 3.20%. The bank's CET1 capital ratio is 13.71%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.13% and a Texas Ratio of 7.47%. FDIC Certificate #5490.

Assets

$250M

Deposits

$203M

Loans

$167M

Equity

$23M

Profitability

Return on Assets (ROA) 0.76%
Return on Equity (ROE) 8.50%
Net Interest Margin (NIM) 3.20%
Yield on Assets 5.64%
Cost of Funds 2.50%

Asset Quality

NPL Ratio 1.13%
Net Charge-Off Ratio 0.36%
Texas Ratio 7.47%
NPA Ratio 0.75%
ACL / Loans 1.33%

Capital & Liquidity

CET1 Ratio 13.71%
Tier 1 Capital 13.71%
Total Capital Ratio 14.88%
Leverage Ratio 10.20%
Loan-to-Deposit 82.02%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required