JOHNSON BANK

RACINE, WI | Large | Est. Nov. 12, 1970, midnight | FDIC #20296 | RSSD #58243 | FED
Latest Report: 2025-12-31

JOHNSON BANK is aln large FDIC-insured commercial bank headquartered in RACINE, WI, established in Nov. 12, 1970, midnight. As of 2025-12-31, the bank reported total assets of $7.2B and total deposits of $6.0B. Profitability stands at 1.22% ROA and 10.22% ROE, with a net interest margin of 3.59%. The bank's CET1 capital ratio is 15.64%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.28% and a Texas Ratio of 1.58%. FDIC Certificate #20296.

Assets

$7.2B

Deposits

$6.0B

Loans

$5.3B

Equity

$863M

Profitability

Return on Assets (ROA) 1.22%
Return on Equity (ROE) 10.22%
Net Interest Margin (NIM) 3.59%
Yield on Assets 5.62%
Cost of Funds 3.01%

Asset Quality

NPL Ratio 0.28%
Net Charge-Off Ratio 0.28%
Texas Ratio 1.58%
NPA Ratio 0.21%
ACL / Loans 1.45%

Capital & Liquidity

CET1 Ratio 15.64%
Tier 1 Capital 15.64%
Total Capital Ratio 16.89%
Leverage Ratio 11.96%
Loan-to-Deposit 88.01%

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