BanksJOHNSON BANK

JOHNSON BANK

RACINE, WILargeEst. Nov. 12, 1970, midnightFDIC #20296RSSD #58243FED
Latest · 2025-12-31

JOHNSON BANK is an FDIC-insured commercial bank headquartered in RACINE, WI, established in Nov. 12, 1970, midnight. As of 2025-12-31, the bank reported total assets of $7.2B and total deposits of $6.0B. Profitability stands at 1.22% ROA and 10.22% ROE, with a net interest margin of 3.59%. CET1 capital ratio: 15.64%, well above regulatory minimums. NPL ratio: 0.28% · Texas Ratio: 1.58%. Operates 32 domestic branches.

Assets
$7.2B
Deposits
$6.0B
Loans
$5.3B
Equity
$863M

Profitability

Return on Assets (ROA)1.22%
Return on Equity (ROE)10.22%
Net Interest Margin3.59%
Yield on Assets5.62%
Cost of Funds2.17%

Asset Quality

NPL Ratio0.28%
Net Charge-Off Ratio0.28%
Texas Ratio1.58%
NPA Ratio0.21%
ACL / Loans1.45%

Capital & Liquidity

CET1 Ratio15.64%
Tier 1 Capital15.64%
Total Capital Ratio16.89%
Leverage Ratio11.96%
Loan-to-Deposit88.01%

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