BanksKANSAS STATE BANK

KANSAS STATE BANK

OVERBROOK, KSMicroEst. Jan. 1, 1889, midnightFDIC #1865RSSD #582654FDIC
Latest · 2025-12-31

KANSAS STATE BANK is an FDIC-insured commercial bank headquartered in OVERBROOK, KS, established in Jan. 1, 1889, midnight. As of 2025-12-31, the bank reported total assets of $99M and total deposits of $83M. Profitability stands at 1.36% ROA and 12.19% ROE, with a net interest margin of 4.09%. CET1 capital ratio: 11.08%, well above regulatory minimums. NPL ratio: 0.80% · Texas Ratio: 3.41%. Operates 2 domestic branches.

Assets
$99M
Deposits
$83M
Loans
$54M
Equity
$11M

Profitability

Return on Assets (ROA)1.36%
Return on Equity (ROE)12.19%
Net Interest Margin4.09%
Yield on Assets6.16%
Cost of Funds2.15%

Asset Quality

NPL Ratio0.80%
Net Charge-Off Ratio0.00%
Texas Ratio3.41%
NPA Ratio0.44%
ACL / Loans3.17%

Capital & Liquidity

CET1 Ratio11.08%
Tier 1 Capital11.08%
Total Capital Ratio11.63%
Leverage Ratio13.07%
Loan-to-Deposit65.72%

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