HOME FEDERAL SAVINGS AND LOAN ASSOCIATION is amn micro FDIC-insured commercial bank headquartered in BAMBERG, SC, established in Jan. 1, 1920, midnight. As of 2025-12-31, the bank reported total assets of $40M and total deposits of $34M. Profitability stands at 0.42% ROA and 2.98% ROE, with a net interest margin of 3.76%. The bank's CET1 capital ratio is 14.01%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.72% and a Texas Ratio of 4.09%. FDIC Certificate #31774.
Assets
$40M
Deposits
$34M
Loans
$31M
Equity
$6M
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