BanksHOME FEDERAL SAVINGS AND LOAN ASSOCIATION

HOME FEDERAL SAVINGS AND LOAN ASSOCIATION

BAMBERG, SCMicroEst. Jan. 1, 1920, midnightFDIC #31774RSSD #582878FDIC
Latest · 2025-12-31

HOME FEDERAL SAVINGS AND LOAN ASSOCIATION is an FDIC-insured commercial bank headquartered in BAMBERG, SC, established in Jan. 1, 1920, midnight. As of 2025-12-31, the bank reported total assets of $40M and total deposits of $34M. Profitability stands at 0.42% ROA and 2.98% ROE, with a net interest margin of 3.76%. CET1 capital ratio: 14.01%, well above regulatory minimums. NPL ratio: 0.72% · Texas Ratio: 4.09%. Operates 1 domestic branch.

Assets
$40M
Deposits
$34M
Loans
$31M
Equity
$6M

Profitability

Return on Assets (ROA)0.42%
Return on Equity (ROE)2.98%
Net Interest Margin3.76%
Yield on Assets6.06%
Cost of Funds2.55%

Asset Quality

NPL Ratio0.72%
Net Charge-Off Ratio0.03%
Texas Ratio4.09%
NPA Ratio0.61%
ACL / Loans1.31%

Capital & Liquidity

CET1 Ratio14.01%
Tier 1 Capital14.01%
Total Capital Ratio14.72%
Leverage Ratio14.06%
Loan-to-Deposit93.23%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required