HOME FEDERAL SAVINGS AND LOAN ASSOCIATION is an FDIC-insured commercial bank headquartered in BAMBERG, SC, established in Jan. 1, 1920, midnight. As of 2025-12-31, the bank reported total assets of $40M and total deposits of $34M. Profitability stands at 0.42% ROA and 2.98% ROE, with a net interest margin of 3.76%. CET1 capital ratio: 14.01%, well above regulatory minimums. NPL ratio: 0.72% · Texas Ratio: 4.09%. Operates 1 domestic branch.
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