SCHERTZ BANK & TRUST is amn medium FDIC-insured commercial bank headquartered in SCHERTZ, TX, established in Aug. 13, 1913, midnight. As of 2025-12-31, the bank reported total assets of $770M and total deposits of $658M. Profitability stands at 2.06% ROA and 15.22% ROE, with a net interest margin of 4.55%. The bank's CET1 capital ratio is 13.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.07% and a Texas Ratio of 0.97%. FDIC Certificate #10344.
Assets
$770M
Deposits
$658M
Loans
$618M
Equity
$106M
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