VANTAGE BANK

KENT, MN | Micro | Est. July 14, 1902, midnight | FDIC #9733 | RSSD #58355 | FDIC
Latest Report: 2025-12-31

VANTAGE BANK is amn micro FDIC-insured commercial bank headquartered in KENT, MN, established in July 14, 1902, midnight. As of 2025-12-31, the bank reported total assets of $76M and total deposits of $68M. Profitability stands at 1.41% ROA and 15.42% ROE, with a net interest margin of 4.83%. The bank's CET1 capital ratio is 11.16%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #9733.

Assets

$76M

Deposits

$68M

Loans

$73M

Equity

$7M

Profitability

Return on Assets (ROA) 1.41%
Return on Equity (ROE) 15.42%
Net Interest Margin (NIM) 4.83%
Yield on Assets 6.67%
Cost of Funds 2.31%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.12%

Capital & Liquidity

CET1 Ratio 11.16%
Tier 1 Capital 11.16%
Total Capital Ratio 12.41%
Leverage Ratio 8.81%
Loan-to-Deposit 106.12%

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