BanksVANTAGE BANK

VANTAGE BANK

KENT, MNMicroEst. July 14, 1902, midnightFDIC #9733RSSD #58355FDIC
Latest · 2025-12-31

VANTAGE BANK is an FDIC-insured commercial bank headquartered in KENT, MN, established in July 14, 1902, midnight. As of 2025-12-31, the bank reported total assets of $76M and total deposits of $68M. Profitability stands at 1.41% ROA and 15.42% ROE, with a net interest margin of 4.83%. CET1 capital ratio: 11.16%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.

Assets
$76M
Deposits
$68M
Loans
$73M
Equity
$7M

Profitability

Return on Assets (ROA)1.41%
Return on Equity (ROE)15.42%
Net Interest Margin4.83%
Yield on Assets6.67%
Cost of Funds1.95%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.12%

Capital & Liquidity

CET1 Ratio11.16%
Tier 1 Capital11.16%
Total Capital Ratio12.41%
Leverage Ratio8.81%
Loan-to-Deposit106.12%

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