FORTUNA BANK

GRANDVIEW HEIGHTS, OH | Micro | Est. Dec. 9, 2024, midnight | FDIC #59330 | RSSD #5837377 | FDIC
Latest Report: 2025-12-31

FORTUNA BANK is amn micro FDIC-insured commercial bank headquartered in GRANDVIEW HEIGHTS, OH, established in Dec. 9, 2024, midnight. As of 2025-12-31, the bank reported total assets of $43M and total deposits of $22M. Profitability stands at -3.67% ROA and -7.99% ROE, with a net interest margin of 3.15%. The bank's CET1 capital ratio is 44.56%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #59330.

Assets

$43M

Deposits

$22M

Loans

$12M

Equity

$19M

Profitability

Return on Assets (ROA) -3.67%
Return on Equity (ROE) -7.99%
Net Interest Margin (NIM) 3.15%
Yield on Assets 5.08%
Cost of Funds 3.70%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.18%

Capital & Liquidity

CET1 Ratio 44.56%
Tier 1 Capital 44.56%
Total Capital Ratio 46.78%
Leverage Ratio 45.08%
Loan-to-Deposit 52.92%

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