KITSAP BANK

PORT ORCHARD, WA | Large | RSSD #584377
Latest Report: 2025-12-31

KITSAP BANK is aln large FDIC-insured commercial bank headquartered in PORT ORCHARD, WA. As of 2025-12-31, the bank reported total assets of $1.7B and total deposits of $1.4B. Profitability stands at 0.84% ROA and 8.95% ROE, with a net interest margin of 3.46%. The bank's CET1 capital ratio is 14.81%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%.

Assets

$1.7B

Deposits

$1.4B

Loans

$897M

Equity

$146M

Profitability

Return on Assets (ROA) 0.84%
Return on Equity (ROE) 8.95%
Net Interest Margin (NIM) 3.46%
Yield on Assets 4.56%
Cost of Funds 1.45%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.04%

Capital & Liquidity

CET1 Ratio 14.81%
Tier 1 Capital 14.81%
Total Capital Ratio 15.65%
Leverage Ratio 10.33%
Loan-to-Deposit 62.54%

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