FIDELITY BANK, THE

FUQUAY VARINA, NC | Large | Est. Jan. 1, 1909, midnight | FDIC #11507 | RSSD #584920 | FDIC
Latest Report: 2025-12-31

FIDELITY BANK, THE is aln large FDIC-insured commercial bank headquartered in FUQUAY VARINA, NC, established in Jan. 1, 1909, midnight. As of 2025-12-31, the bank reported total assets of $4.4B and total deposits of $3.9B. Profitability stands at 1.83% ROA and 19.45% ROE, with a net interest margin of 4.22%. The bank's CET1 capital ratio is 15.83%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.26% and a Texas Ratio of 1.60%. FDIC Certificate #11507.

Assets

$4.4B

Deposits

$3.9B

Loans

$2.8B

Equity

$433M

Profitability

Return on Assets (ROA) 1.83%
Return on Equity (ROE) 19.45%
Net Interest Margin (NIM) 4.22%
Yield on Assets 5.19%
Cost of Funds 1.76%

Asset Quality

NPL Ratio 0.26%
Net Charge-Off Ratio 0.03%
Texas Ratio 1.60%
NPA Ratio 0.17%
ACL / Loans 1.28%

Capital & Liquidity

CET1 Ratio 15.83%
Tier 1 Capital 15.83%
Total Capital Ratio 17.08%
Leverage Ratio 10.94%
Loan-to-Deposit 72.32%

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