BanksFIDELITY BANK, THE

FIDELITY BANK, THE

FUQUAY VARINA, NCLargeEst. Jan. 1, 1909, midnightFDIC #11507RSSD #584920FDIC
Latest · 2025-12-31

FIDELITY BANK, THE is an FDIC-insured commercial bank headquartered in FUQUAY VARINA, NC, established in Jan. 1, 1909, midnight. As of 2025-12-31, the bank reported total assets of $4.4B and total deposits of $3.9B. Profitability stands at 1.83% ROA and 19.45% ROE, with a net interest margin of 4.22%. CET1 capital ratio: 15.83%, well above regulatory minimums. NPL ratio: 0.26% · Texas Ratio: 1.60%. Operates 53 domestic branches.

Assets
$4.4B
Deposits
$3.9B
Loans
$2.8B
Equity
$433M

Profitability

Return on Assets (ROA)1.83%
Return on Equity (ROE)19.45%
Net Interest Margin4.22%
Yield on Assets5.19%
Cost of Funds0.99%

Asset Quality

NPL Ratio0.26%
Net Charge-Off Ratio0.03%
Texas Ratio1.60%
NPA Ratio0.17%
ACL / Loans1.28%

Capital & Liquidity

CET1 Ratio15.83%
Tier 1 Capital15.83%
Total Capital Ratio17.08%
Leverage Ratio10.94%
Loan-to-Deposit72.32%

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