SECURITY STATE BANK

CHEYENNE, OK | Small | Est. June 22, 1912, midnight | FDIC #421 | RSSD #58551 | FDIC
Latest Report: 2025-12-31

SECURITY STATE BANK is asn small FDIC-insured commercial bank headquartered in CHEYENNE, OK, established in June 22, 1912, midnight. As of 2025-12-31, the bank reported total assets of $277M and total deposits of $247M. Profitability stands at 1.42% ROA and 13.76% ROE, with a net interest margin of 4.48%. The bank's CET1 capital ratio is 8.53%. Asset quality metrics show a non-performing loan ratio of 0.55% and a Texas Ratio of 3.11%. FDIC Certificate #421.

Assets

$277M

Deposits

$247M

Loans

$174M

Equity

$28M

Profitability

Return on Assets (ROA) 1.42%
Return on Equity (ROE) 13.76%
Net Interest Margin (NIM) 4.48%
Yield on Assets 6.14%
Cost of Funds 1.72%

Asset Quality

NPL Ratio 0.55%
Net Charge-Off Ratio 0.28%
Texas Ratio 3.11%
NPA Ratio 0.35%
ACL / Loans 1.79%

Capital & Liquidity

CET1 Ratio 8.53%
Tier 1 Capital 8.53%
Total Capital Ratio 8.96%
Leverage Ratio 10.53%
Loan-to-Deposit 70.47%

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