PILOT GROVE SAVINGS BANK

PILOT GROVE, IA | Large | Est. Jan. 1, 1911, midnight | FDIC #9100 | RSSD #585749 | FDIC
Latest Report: 2025-12-31

PILOT GROVE SAVINGS BANK is aln large FDIC-insured commercial bank headquartered in PILOT GROVE, IA, established in Jan. 1, 1911, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $1.0B. Profitability stands at 1.66% ROA and 16.47% ROE, with a net interest margin of 3.87%. The bank's CET1 capital ratio is 10.01%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 0.83%. FDIC Certificate #9100.

Assets

$1.1B

Deposits

$1.0B

Loans

$863M

Equity

$116M

Profitability

Return on Assets (ROA) 1.66%
Return on Equity (ROE) 16.47%
Net Interest Margin (NIM) 3.87%
Yield on Assets 6.02%
Cost of Funds 2.80%

Asset Quality

NPL Ratio 0.10%
Net Charge-Off Ratio 0.09%
Texas Ratio 0.83%
NPA Ratio 0.09%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 10.01%
Tier 1 Capital 10.01%
Total Capital Ratio 10.92%
Leverage Ratio 8.53%
Loan-to-Deposit 85.41%

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