FIRST PALMETTO BANK

CAMDEN, SC | Large | Est. Jan. 1, 1904, midnight | FDIC #28396 | RSSD #586072 | FDIC
Latest Report: 2025-12-31

FIRST PALMETTO BANK is aln large FDIC-insured commercial bank headquartered in CAMDEN, SC, established in Jan. 1, 1904, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $956M. Profitability stands at 1.12% ROA and 12.33% ROE, with a net interest margin of 3.72%. The bank's CET1 capital ratio is 13.00%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.17% and a Texas Ratio of 1.26%. FDIC Certificate #28396.

Assets

$1.1B

Deposits

$956M

Loans

$778M

Equity

$95M

Profitability

Return on Assets (ROA) 1.12%
Return on Equity (ROE) 12.33%
Net Interest Margin (NIM) 3.72%
Yield on Assets 5.69%
Cost of Funds 2.00%

Asset Quality

NPL Ratio 0.17%
Net Charge-Off Ratio 0.01%
Texas Ratio 1.26%
NPA Ratio 0.13%
ACL / Loans 1.52%

Capital & Liquidity

CET1 Ratio 13.00%
Tier 1 Capital 13.00%
Total Capital Ratio 14.25%
Leverage Ratio 9.02%
Loan-to-Deposit 81.41%

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