ALTOS BANK is amn micro FDIC-insured commercial bank headquartered in LOS ALTOS, CA, established in Nov. 25, 2024, midnight. As of 2025-12-31, the bank reported total assets of $54M and total deposits of $32M. Profitability stands at -11.24% ROA and -26.41% ROE, with a net interest margin of 3.65%. The bank's CET1 capital ratio is 36.92%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #59339.
Assets
$54M
Deposits
$32M
Loans
$17M
Equity
$20M
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