CENTURY BANK

LUCEDALE, MS | Medium | Est. June 1, 1903, midnight | FDIC #11448 | RSSD #58636 | FDIC
Latest Report: 2025-12-31

CENTURY BANK is amn medium FDIC-insured commercial bank headquartered in LUCEDALE, MS, established in June 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $552M and total deposits of $497M. Profitability stands at 1.24% ROA and 13.86% ROE, with a net interest margin of 4.53%. The bank's CET1 capital ratio is 8.87%. Asset quality metrics show a non-performing loan ratio of 0.60% and a Texas Ratio of 4.20%. FDIC Certificate #11448.

Assets

$552M

Deposits

$497M

Loans

$383M

Equity

$50M

Profitability

Return on Assets (ROA) 1.24%
Return on Equity (ROE) 13.86%
Net Interest Margin (NIM) 4.53%
Yield on Assets 6.16%
Cost of Funds 1.66%

Asset Quality

NPL Ratio 0.60%
Net Charge-Off Ratio 0.09%
Texas Ratio 4.20%
NPA Ratio 0.42%
ACL / Loans 1.36%

Capital & Liquidity

CET1 Ratio 8.87%
Tier 1 Capital 8.87%
Total Capital Ratio 9.32%
Leverage Ratio 9.85%
Loan-to-Deposit 77.07%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required