PEOPLES STATE BANK is asn small FDIC-insured commercial bank headquartered in SHEPHERD, TX, established in Sept. 21, 1921, midnight. As of 2025-12-31, the bank reported total assets of $187M and total deposits of $163M. Profitability stands at 1.53% ROA and 18.99% ROE, with a net interest margin of 4.51%. The bank's CET1 capital ratio is 18.21%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.31% and a Texas Ratio of 7.89%. FDIC Certificate #10345.
Assets
$187M
Deposits
$163M
Loans
$97M
Equity
$15M
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