EUREKA SAVINGS BANK

LA SALLE, IL | Small | Est. Jan. 1, 1885, midnight | FDIC #28401 | RSSD #587677 | FDIC
Latest Report: 2025-12-31

EUREKA SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in LA SALLE, IL, established in Jan. 1, 1885, midnight. As of 2025-12-31, the bank reported total assets of $431M and total deposits of $317M. Profitability stands at 0.89% ROA and 4.28% ROE, with a net interest margin of 3.36%. The bank's CET1 capital ratio is 37.48%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.89% and a Texas Ratio of 2.58%. FDIC Certificate #28401.

Assets

$431M

Deposits

$317M

Loans

$267M

Equity

$89M

Profitability

Return on Assets (ROA) 0.89%
Return on Equity (ROE) 4.28%
Net Interest Margin (NIM) 3.36%
Yield on Assets 4.82%
Cost of Funds 1.70%

Asset Quality

NPL Ratio 0.89%
Net Charge-Off Ratio 0.00%
Texas Ratio 2.58%
NPA Ratio 0.55%
ACL / Loans 1.02%

Capital & Liquidity

CET1 Ratio 37.48%
Tier 1 Capital 37.48%
Total Capital Ratio 38.66%
Leverage Ratio 21.61%
Loan-to-Deposit 84.21%

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