LIBERTY BANK

MIDDLETOWN, CT | Large | Est. May 15, 1825, midnight | FDIC #17943 | RSSD #587800 | FDIC
Latest Report: 2025-12-31

LIBERTY BANK is aln large FDIC-insured commercial bank headquartered in MIDDLETOWN, CT, established in May 15, 1825, midnight. As of 2025-12-31, the bank reported total assets of $9.0B and total deposits of $6.9B. Profitability stands at 0.70% ROA and 5.27% ROE, with a net interest margin of 3.49%. The bank's CET1 capital ratio is 13.62%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.40% and a Texas Ratio of 2.24%. FDIC Certificate #17943.

Assets

$9.0B

Deposits

$6.9B

Loans

$7.0B

Equity

$1.2B

Profitability

Return on Assets (ROA) 0.70%
Return on Equity (ROE) 5.27%
Net Interest Margin (NIM) 3.49%
Yield on Assets 5.35%
Cost of Funds 2.54%

Asset Quality

NPL Ratio 0.40%
Net Charge-Off Ratio 0.33%
Texas Ratio 2.24%
NPA Ratio 0.31%
ACL / Loans 1.21%

Capital & Liquidity

CET1 Ratio 13.62%
Tier 1 Capital 13.62%
Total Capital Ratio 14.64%
Leverage Ratio 13.36%
Loan-to-Deposit 100.51%

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