BanksLIBERTY BANK

LIBERTY BANK

MIDDLETOWN, CTLargeEst. May 15, 1825, midnightFDIC #17943RSSD #587800FDIC
Latest · 2025-12-31

LIBERTY BANK is an FDIC-insured commercial bank headquartered in MIDDLETOWN, CT, established in May 15, 1825, midnight. As of 2025-12-31, the bank reported total assets of $9.0B and total deposits of $6.9B. Profitability stands at 0.70% ROA and 5.27% ROE, with a net interest margin of 3.49%. CET1 capital ratio: 13.62%, well above regulatory minimums. NPL ratio: 0.40% · Texas Ratio: 2.24%. Operates 54 domestic branches.

Assets
$9.0B
Deposits
$6.9B
Loans
$7.0B
Equity
$1.2B

Profitability

Return on Assets (ROA)0.70%
Return on Equity (ROE)5.27%
Net Interest Margin3.49%
Yield on Assets5.35%
Cost of Funds2.00%

Asset Quality

NPL Ratio0.40%
Net Charge-Off Ratio0.33%
Texas Ratio2.24%
NPA Ratio0.31%
ACL / Loans1.21%

Capital & Liquidity

CET1 Ratio13.62%
Tier 1 Capital13.62%
Total Capital Ratio14.64%
Leverage Ratio13.36%
Loan-to-Deposit100.51%

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