INTEGRITY BANK SSB

HOUSTON, TX | Small | Est. Oct. 11, 2024, midnight | FDIC #59342 | RSSD #5879201 | FED
Latest Report: 2025-12-31

INTEGRITY BANK SSB is asn small FDIC-insured commercial bank headquartered in HOUSTON, TX, established in Oct. 11, 2024, midnight. As of 2025-12-31, the bank reported total assets of $301M and total deposits of $261M. Profitability stands at -0.08% ROA and -0.51% ROE, with a net interest margin of 4.63%. The bank's CET1 capital ratio is 32.53%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #59342.

Assets

$301M

Deposits

$261M

Loans

$119M

Equity

$39M

Profitability

Return on Assets (ROA) -0.08%
Return on Equity (ROE) -0.51%
Net Interest Margin (NIM) 4.63%
Yield on Assets 6.10%
Cost of Funds 1.63%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.48%

Capital & Liquidity

CET1 Ratio 32.53%
Tier 1 Capital 32.53%
Total Capital Ratio 33.78%
Leverage Ratio 18.01%
Loan-to-Deposit 45.51%

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