BANK OF DEERFIELD, THE

DEERFIELD, WI | Small | Est. Jan. 1, 1887, midnight | FDIC #2477 | RSSD #588245 | FDIC
Latest Report: 2025-12-31

BANK OF DEERFIELD, THE is asn small FDIC-insured commercial bank headquartered in DEERFIELD, WI, established in Jan. 1, 1887, midnight. As of 2025-12-31, the bank reported total assets of $261M and total deposits of $224M. Profitability stands at 1.56% ROA and 15.31% ROE, with a net interest margin of 4.38%. The bank's CET1 capital ratio is 12.46%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.12% and a Texas Ratio of 0.94%. FDIC Certificate #2477.

Assets

$261M

Deposits

$224M

Loans

$234M

Equity

$27M

Profitability

Return on Assets (ROA) 1.56%
Return on Equity (ROE) 15.31%
Net Interest Margin (NIM) 4.38%
Yield on Assets 7.20%
Cost of Funds 2.93%

Asset Quality

NPL Ratio 0.12%
Net Charge-Off Ratio -0.09%
Texas Ratio 0.94%
NPA Ratio 0.11%
ACL / Loans 1.22%

Capital & Liquidity

CET1 Ratio 12.46%
Tier 1 Capital 12.46%
Total Capital Ratio 13.71%
Leverage Ratio 10.23%
Loan-to-Deposit 104.50%

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