SAVINGS BANK

PRIMGHAR, IA | Small | Est. Nov. 15, 1894, midnight | FDIC #13735 | RSSD #588348 | FDIC
Latest Report: 2025-12-31

SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in PRIMGHAR, IA, established in Nov. 15, 1894, midnight. As of 2025-12-31, the bank reported total assets of $293M and total deposits of $252M. Profitability stands at 1.72% ROA and 13.87% ROE, with a net interest margin of 3.67%. The bank's CET1 capital ratio is 15.85%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.60% and a Texas Ratio of 6.31%. FDIC Certificate #13735.

Assets

$293M

Deposits

$252M

Loans

$222M

Equity

$37M

Profitability

Return on Assets (ROA) 1.72%
Return on Equity (ROE) 13.87%
Net Interest Margin (NIM) 3.67%
Yield on Assets 6.30%
Cost of Funds 2.79%

Asset Quality

NPL Ratio 0.60%
Net Charge-Off Ratio 0.46%
Texas Ratio 6.31%
NPA Ratio 0.88%
ACL / Loans 1.57%

Capital & Liquidity

CET1 Ratio 15.85%
Tier 1 Capital 15.85%
Total Capital Ratio 17.11%
Leverage Ratio 13.29%
Loan-to-Deposit 88.20%

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