GREAT PLAINS BANK

EUREKA, SD | Small | Est. Oct. 23, 1920, midnight | FDIC #505 | RSSD #589158 | FDIC
Latest Report: 2025-12-31

GREAT PLAINS BANK is asn small FDIC-insured commercial bank headquartered in EUREKA, SD, established in Oct. 23, 1920, midnight. As of 2025-12-31, the bank reported total assets of $154M and total deposits of $123M. Profitability stands at 1.41% ROA and 8.17% ROE, with a net interest margin of 4.53%. The bank's CET1 capital ratio is 17.01%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.08%. FDIC Certificate #505.

Assets

$154M

Deposits

$123M

Loans

$113M

Equity

$26M

Profitability

Return on Assets (ROA) 1.41%
Return on Equity (ROE) 8.17%
Net Interest Margin (NIM) 4.53%
Yield on Assets 6.42%
Cost of Funds 2.18%

Asset Quality

NPL Ratio 0.02%
Net Charge-Off Ratio --
Texas Ratio 0.08%
NPA Ratio 0.01%
ACL / Loans 1.65%

Capital & Liquidity

CET1 Ratio 17.01%
Tier 1 Capital 17.01%
Total Capital Ratio 17.86%
Leverage Ratio 17.42%
Loan-to-Deposit 91.69%

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