BANK OF TRAVELERS REST

TRAVELERS REST, SC | Large | Est. March 10, 1946, midnight | FDIC #16389 | RSSD #589523 | FDIC
Latest Report: 2025-12-31

BANK OF TRAVELERS REST is aln large FDIC-insured commercial bank headquartered in TRAVELERS REST, SC, established in March 10, 1946, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.4B. Profitability stands at 1.51% ROA and 17.93% ROE, with a net interest margin of 3.41%. The bank's CET1 capital ratio is 15.16%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 0.93%. FDIC Certificate #16389.

Assets

$1.6B

Deposits

$1.4B

Loans

$902M

Equity

$134M

Profitability

Return on Assets (ROA) 1.51%
Return on Equity (ROE) 17.93%
Net Interest Margin (NIM) 3.41%
Yield on Assets 5.17%
Cost of Funds 2.11%

Asset Quality

NPL Ratio 0.15%
Net Charge-Off Ratio 0.08%
Texas Ratio 0.93%
NPA Ratio 0.09%
ACL / Loans 1.32%

Capital & Liquidity

CET1 Ratio 15.16%
Tier 1 Capital 15.16%
Total Capital Ratio 16.35%
Leverage Ratio 9.85%
Loan-to-Deposit 64.59%

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