WASHINGTON TRUST BANK

SPOKANE, WA | Regional | Est. Nov. 3, 1902, midnight | FDIC #1281 | RSSD #58971 | FDIC
Latest Report: 2025-12-31

WASHINGTON TRUST BANK is arn regional FDIC-insured commercial bank headquartered in SPOKANE, WA, established in Nov. 3, 1902, midnight. As of 2025-12-31, the bank reported total assets of $10.7B and total deposits of $8.9B. Profitability stands at 1.15% ROA and 12.71% ROE, with a net interest margin of 4.01%. The bank's CET1 capital ratio is 11.68%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.73% and a Texas Ratio of 4.87%. FDIC Certificate #1281.

Assets

$10.7B

Deposits

$8.9B

Loans

$7.4B

Equity

$967M

Profitability

Return on Assets (ROA) 1.15%
Return on Equity (ROE) 12.71%
Net Interest Margin (NIM) 4.01%
Yield on Assets 5.24%
Cost of Funds 1.48%

Asset Quality

NPL Ratio 0.73%
Net Charge-Off Ratio 0.13%
Texas Ratio 4.87%
NPA Ratio 0.51%
ACL / Loans 2.10%

Capital & Liquidity

CET1 Ratio 11.68%
Tier 1 Capital 11.68%
Total Capital Ratio 12.94%
Leverage Ratio 9.30%
Loan-to-Deposit 82.24%

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