BanksWASHINGTON TRUST BANK

WASHINGTON TRUST BANK

SPOKANE, WARegionalEst. Nov. 3, 1902, midnightFDIC #1281RSSD #58971FDIC
Latest · 2025-12-31

WASHINGTON TRUST BANK is an FDIC-insured commercial bank headquartered in SPOKANE, WA, established in Nov. 3, 1902, midnight. As of 2025-12-31, the bank reported total assets of $10.7B and total deposits of $8.9B. Profitability stands at 1.15% ROA and 12.71% ROE, with a net interest margin of 4.01%. CET1 capital ratio: 11.68%, well above regulatory minimums. NPL ratio: 0.73% · Texas Ratio: 4.87%. Operates 42 domestic branches.

Assets
$10.7B
Deposits
$8.9B
Loans
$7.4B
Equity
$967M

Profitability

Return on Assets (ROA)1.15%
Return on Equity (ROE)12.71%
Net Interest Margin4.01%
Yield on Assets5.24%
Cost of Funds1.32%

Asset Quality

NPL Ratio0.73%
Net Charge-Off Ratio0.13%
Texas Ratio4.87%
NPA Ratio0.51%
ACL / Loans2.10%

Capital & Liquidity

CET1 Ratio11.68%
Tier 1 Capital11.68%
Total Capital Ratio12.94%
Leverage Ratio9.30%
Loan-to-Deposit82.24%

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