UWHARRIE BANK is aln large FDIC-insured commercial bank headquartered in ALBEMARLE, NC, established in Jan. 26, 1984, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $1.1B. Profitability stands at 1.13% ROA and 14.01% ROE, with a net interest margin of 3.79%. The bank's CET1 capital ratio is 13.04%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.36%. FDIC Certificate #24919.
Assets
$1.2B
Deposits
$1.1B
Loans
$699M
Equity
$100M
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