BANKMIAMI

CORAL GABLES, FL | Small | Est. March 17, 2025, midnight | FDIC #59354 | RSSD #5906497 | FDIC
Latest Report: 2025-12-31

BANKMIAMI is asn small FDIC-insured commercial bank headquartered in CORAL GABLES, FL, established in March 17, 2025, midnight. As of 2025-12-31, the bank reported total assets of $183M and total deposits of $146M. Profitability stands at -1.87% ROA and -8.42% ROE, with a net interest margin of 2.78%. The bank's CET1 capital ratio is 41.63%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #59354.

Assets

$183M

Deposits

$146M

Loans

$68M

Equity

$36M

Profitability

Return on Assets (ROA) -1.87%
Return on Equity (ROE) -8.42%
Net Interest Margin (NIM) 2.78%
Yield on Assets 5.08%
Cost of Funds 2.75%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 41.63%
Tier 1 Capital 41.63%
Total Capital Ratio 42.55%
Leverage Ratio 20.94%
Loan-to-Deposit 46.51%

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