FINANCIAL FEDERAL BANK

MEMPHIS, TN | Large | Est. Jan. 1, 1973, midnight | FDIC #31840 | RSSD #590976 | FED
Latest Report: 2025-12-31

FINANCIAL FEDERAL BANK is aln large FDIC-insured commercial bank headquartered in MEMPHIS, TN, established in Jan. 1, 1973, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $874M. Profitability stands at 0.45% ROA and 4.59% ROE, with a net interest margin of 2.66%. The bank's CET1 capital ratio is 9.76%. Asset quality metrics show a non-performing loan ratio of 0.23% and a Texas Ratio of 2.13%. FDIC Certificate #31840.

Assets

$1.1B

Deposits

$874M

Loans

$1.1B

Equity

$107M

Profitability

Return on Assets (ROA) 0.45%
Return on Equity (ROE) 4.59%
Net Interest Margin (NIM) 2.66%
Yield on Assets 6.69%
Cost of Funds 4.17%

Asset Quality

NPL Ratio 0.23%
Net Charge-Off Ratio 0.19%
Texas Ratio 2.13%
NPA Ratio 0.22%
ACL / Loans 0.72%

Capital & Liquidity

CET1 Ratio 9.76%
Tier 1 Capital 9.76%
Total Capital Ratio 10.25%
Leverage Ratio 9.73%
Loan-to-Deposit 120.43%

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