ARTHUR STATE BANK

UNION, SC | Medium | Est. April 1, 1933, midnight | FDIC #15085 | RSSD #591320 | FDIC
Latest Report: 2025-12-31

ARTHUR STATE BANK is amn medium FDIC-insured commercial bank headquartered in UNION, SC, established in April 1, 1933, midnight. As of 2025-12-31, the bank reported total assets of $814M and total deposits of $667M. Profitability stands at 1.19% ROA and 18.32% ROE, with a net interest margin of 4.59%. The bank's CET1 capital ratio is 12.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.58% and a Texas Ratio of 5.90%. FDIC Certificate #15085.

Assets

$814M

Deposits

$667M

Loans

$598M

Equity

$54M

Profitability

Return on Assets (ROA) 1.19%
Return on Equity (ROE) 18.32%
Net Interest Margin (NIM) 4.59%
Yield on Assets 5.37%
Cost of Funds 0.78%

Asset Quality

NPL Ratio 0.58%
Net Charge-Off Ratio 0.00%
Texas Ratio 5.90%
NPA Ratio 0.44%
ACL / Loans 1.05%

Capital & Liquidity

CET1 Ratio 12.11%
Tier 1 Capital 12.11%
Total Capital Ratio 13.31%
Leverage Ratio 8.11%
Loan-to-Deposit 89.69%

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