GREENFIELD BANKING COMPANY

GREENFIELD, IN | Medium | Est. Sept. 3, 1871, midnight | FDIC #15632 | RSSD #592644 | FDIC
Latest Report: 2025-12-31

GREENFIELD BANKING COMPANY is amn medium FDIC-insured commercial bank headquartered in GREENFIELD, IN, established in Sept. 3, 1871, midnight. As of 2025-12-31, the bank reported total assets of $890M and total deposits of $752M. Profitability stands at 2.84% ROA and 21.24% ROE, with a net interest margin of 4.66%. The bank's CET1 capital ratio is 13.58%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.59% and a Texas Ratio of 7.08%. FDIC Certificate #15632.

Assets

$890M

Deposits

$752M

Loans

$614M

Equity

$121M

Profitability

Return on Assets (ROA) 2.84%
Return on Equity (ROE) 21.24%
Net Interest Margin (NIM) 4.66%
Yield on Assets 5.86%
Cost of Funds 1.29%

Asset Quality

NPL Ratio 0.59%
Net Charge-Off Ratio 0.16%
Texas Ratio 7.08%
NPA Ratio 1.03%
ACL / Loans 1.35%

Capital & Liquidity

CET1 Ratio 13.58%
Tier 1 Capital 13.58%
Total Capital Ratio 14.26%
Leverage Ratio 13.47%
Loan-to-Deposit 81.64%

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