CAMDEN NATIONAL BANK

CAMDEN, ME | Large | Est. Jan. 1, 1875, midnight | FDIC #4255 | RSSD #593007 | OCC
Latest Report: 2025-12-31

CAMDEN NATIONAL BANK is aln large FDIC-insured commercial bank headquartered in CAMDEN, ME, established in Jan. 1, 1875, midnight. As of 2025-12-31, the bank reported total assets of $7.0B and total deposits of $5.6B. Profitability stands at 1.34% ROA and 13.07% ROE, with a net interest margin of 3.43%. The bank's CET1 capital ratio is 12.31%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.14% and a Texas Ratio of 0.91%. FDIC Certificate #4255.

Assets

$7.0B

Deposits

$5.6B

Loans

$5.0B

Equity

$725M

Profitability

Return on Assets (ROA) 1.34%
Return on Equity (ROE) 13.07%
Net Interest Margin (NIM) 3.43%
Yield on Assets 5.12%
Cost of Funds 2.67%

Asset Quality

NPL Ratio 0.14%
Net Charge-Off Ratio 0.31%
Texas Ratio 0.91%
NPA Ratio 0.10%
ACL / Loans 0.91%

Capital & Liquidity

CET1 Ratio 12.31%
Tier 1 Capital 12.31%
Total Capital Ratio 13.26%
Leverage Ratio 8.64%
Loan-to-Deposit 89.31%

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