PEOPLES BANK, THE

PEOPLES BANK, THE is amn medium FDIC-insured commercial bank headquartered in RIPLEY, MS, established in March 3, 1925, midnight. As of 2025-12-31, the bank reported total assets of $556M and total deposits of $498M. Profitability stands at 0.77% ROA and 8.50% ROE, with a net interest margin of 2.62%. The bank's CET1 capital ratio is 20.81%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.20%. FDIC Certificate #15871.