LIBERTY BANK, INC.

SALT LAKE CITY, UT | Micro | Est. Nov. 5, 1956, midnight | FDIC #26816 | RSSD #593771 | FDIC
Latest Report: 2025-12-31

LIBERTY BANK, INC. is amn micro FDIC-insured commercial bank headquartered in SALT LAKE CITY, UT, established in Nov. 5, 1956, midnight. As of 2025-12-31, the bank reported total assets of $13M and total deposits of $8M. Profitability stands at -4.84% ROA and -13.35% ROE, with a net interest margin of 0.43%. The bank's CET1 capital ratio is 35.73%, well above the regulatory minimum. FDIC Certificate #26816.

Assets

$13M

Deposits

$8M

Loans

$0

Equity

$5M

Profitability

Return on Assets (ROA) -4.84%
Return on Equity (ROE) -13.35%
Net Interest Margin (NIM) 0.43%
Yield on Assets 3.27%
Cost of Funds 4.26%

Asset Quality

NPL Ratio --
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans --

Capital & Liquidity

CET1 Ratio 35.73%
Tier 1 Capital 35.73%
Total Capital Ratio 37.51%
Leverage Ratio 31.02%
Loan-to-Deposit 0.00%

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