BANK OF STRONGHURST

STRONGHURST, IL | Micro | Est. April 27, 1946, midnight | FDIC #16413 | RSSD #593940 | FDIC
Latest Report: 2025-12-31

BANK OF STRONGHURST is amn micro FDIC-insured commercial bank headquartered in STRONGHURST, IL, established in April 27, 1946, midnight. As of 2025-12-31, the bank reported total assets of $86M and total deposits of $75M. Profitability stands at 0.32% ROA and 2.91% ROE, with a net interest margin of 3.07%. The bank's CET1 capital ratio is 11.06%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.93% and a Texas Ratio of 4.55%. FDIC Certificate #16413.

Assets

$86M

Deposits

$75M

Loans

$42M

Equity

$9M

Profitability

Return on Assets (ROA) 0.32%
Return on Equity (ROE) 2.91%
Net Interest Margin (NIM) 3.07%
Yield on Assets 4.61%
Cost of Funds 1.84%

Asset Quality

NPL Ratio 0.93%
Net Charge-Off Ratio 0.11%
Texas Ratio 4.55%
NPA Ratio 0.53%
ACL / Loans 1.16%

Capital & Liquidity

CET1 Ratio 11.06%
Tier 1 Capital 11.06%
Total Capital Ratio 11.61%
Leverage Ratio 14.31%
Loan-to-Deposit 56.20%

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